The holidays are coming up fast, and with the whirlwind year we have had so far, there hasn’t been a lot of time to spend planning for the holidays. We’ve come up with 8 Holiday Saving Tips to help get you through the holidays.
1. Set a Budget
First, you must determine how much money you would like to save for the holidays. This may include gifts, décor, dinner, etc.
2. Open a Limestone Federal Credit Union Stash. Save. Cash. Savings Account
This account rounds up your purchases and puts that extra change into a savings account. You would be surprised how quickly it adds up!
3. Redeem your LFCU Reward points
Every time you use your LFCU debit or credit card, you get points for each dollar you spend. You can redeem your points for cash back, gift cards, gas cards, and so much more!
4. Discounted Gift Cards/Certificates
This time of year, stores will be selling gift cards or certificates for a discounted rate. For example, you would normally pay $25 for a $25 gift card, but discounted gift cards could be $20 for a $25 gift card. The savings may be bigger the higher the amount!
5. Use Old Gift Cards
We all have that random gift card sitting in our wallet from a few Christmases ago. Save a little money this way and use up those gift cards!
6. Declutter your home and sell some items online
Have some cute kitchen accessories or gently used kids toys or clothing you don’t use or need anymore? Take photos and list them online!
Are you pretty crafty? Handmade signs, custom wall décor, etc. are super popular right now and an easy way to make a little quick cash.
8. Use Coupons
Scope out local advertisements or popular coupon websites, such as RetailMeNot for sales.
Having a Christmas budget doesn’t mean your holiday season will be boring and horrible. Creating a budget simply means having a plan. Set a budget, figure out which way to save money works best for you, and track your spending so you can stay in control of where your money is going.