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For your biggest dreams

From remodels to school expenses, this loan can make almost anything happen.
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The loan that makes things possible

You’ve taken pride in your home for years. Now is the time to let the value in your home work for you. Remodel your kitchen, payoff high-rate credit card debt, pay for secondary education, or make your backyard the perfect place for that staycation you’ve been dreaming of.

Perfect for home renovations or other big ticket items. This loan is flexible, affordable, and covers a whole lot. Plus, as a line of credit, you can get approved for one big sum, but only pay interest on what you actually borrow.


  • Borrow up to 100% of your home’s value
  • Five-year draw period and a fifteen year amortization
  • Low variable rates
  • Minimum loan $10,000

As low as 8.50% APR*

*Annual Percentage Rate.  The Home Equity Line of Credit (HELOC) is a variable rate loan based on the Wall Street Journal Prime Rate, plus or minus and index, and can change semiannually.  Regular HELOC rate for A+ credit is currently as low as 8.50%.  Your actual rate and index will be based on your credit score and combined loan to value.  The maximum rate is 18.00% APR. Rates subject to change.

A home equity loan will place a second lien on your home.

The minimum loan amount for a HELOC is $10,000.

Appraisal fee of approximately $450 is due at time of applications.

Click here to read “What you should know about a home equity line of credit”



NEW! 100% Financing

100% financing now available for new purchases and home improvements.

  • No application fee.
  • Great low rates.
  • Borrow up to 100% of your home’s value.
  • Terms up to 30 years.

Text our Lending Team to learn more 906-341-3118.



Come chat with us

To apply for this loan, just give us a call or stop by.

Contact Us

Mortgage Loan Officers

Magan Peterson
NMLS# 500592

Cassidy Cayemberg
NMLS# 1949684

Limestone Federal Credit Union
NMLS# 405435