Stash Rewards
This program allows you to automatically save your change from VISA Debit Card purchases and stash it into a new Stash Account, earning you 5.10% APY*!
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Start small and watch your money grow.
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Linked to your VISA Debit Card.
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Stash cash the easy way!
Stash Account
Rates Effective as of: 07-27-2024
| APR | APY | |
|---|---|---|
| 5.00% | 5.10% |
A.P.Y. = Annual Percentage Yield
A.P.R. = Annual Percentage Rate
Rates subject to change at any time without notice
You will be able to view your new Stash Savings Account on the LFCU Mobile App and Online Banking. This account is titled STASH REWARDS. You can view the balance and individual transactions just like any other account.
No, the Stash Savings Account is strictly used for deposits from your round up transactions and Dream Points Rewards redemptions.
Yes, you will earn dividends on this account. Your Stash Savings Account currently pays a higher rate of dividends for balances $50-$2500. See the TIS Schedule for current rates.
No, currently payments are transferred to the account tied to the debit card. LFCU will not be responsible for any errors or account ownership issues with regard to round up transfers.
The automatic round up transfer will be cancelled and no fee or charges will occur.
Yes, if you don't want your transactions to be automatically rounded up and deposited into your Stash Savings Account, simply send us a written request to cancel the program.
How It Works
Any VISA Debit Card purchase that isn’t a whole dollar amount automatically rounds up to the nearest dollar (ex. $5.15 becomes $6.00). Then the difference (in this case $0.85) is deposited into your Stash Account at the end of each business day.
*Your Stash Account currently pays a higher rate of dividends for balances $50-$2500. See the TIS Schedule for current rates.
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- Login to your online banking account.
- Hover your cursor over “New Accounts” in the main menu.
- Click “Share Rate Board.”
- This will bring you to the Share Rate Board. Click on STASH REWARDS.
- Click “Open Now.”
- Follow the prompts to complete the process.
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- Login to your account on the Mobile App.
- From the home screen, tap “Open a New Account.”
- The Share Rate Board will appear. Select “STASH REWARDS.”
- Tap “Open Now.”
- Follow the prompts to complete the process.
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*A.P.R = Annual Rate Percentage. A.P.Y. = Annual Percentage Yield. Rates are subject to change at anytime with or without notice. See the TIS Schedule within your online banking for current rates. Your Stash Account currently pays a higher rate of dividends for balances $50-$2500.
