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Small payments, Big rewards

Low rates, fun rewards, and generous credit limits make our credit cards hard to beat.

Two great options

We offer two fantastic VISA credit cards that you can use anywhere. Both earn 1 point for every dollar you spend, no exceptions or gimmicks. Use your points on all kinds of fun rewards, from cash back and gift cards at your favorite store to flights for your dream vacation. Learn more about rewards points on our Member Rewards page.

Member Rewards

  • VISA Platinum with credit limits up to $10,000
  • VISA Classic with credit limits up to $5,000


Rates Effective as of: 02-22-2024

A.P.R.Cash Advances APRBalance Transfers APRMinimum Finance ChargeAnnual Membership FeeGrace PeriodLate Payment FeeOver the limit fee
13.9%13.9%13.9%0.00%$0.0025 Days$15.00$15.00
Platinum VISA 9.99%9.99%9.99%0.00%$0.0025 Days$15.00$15.00

A.P.R. = Annual Percentage Rate

Limestone Federal Credit Union VISA Rates

Rates Effective as of: 02-22-2024

Limestone Federal Credit Union VISA13.9%
Cash Advances APR13.9%
Balance Transfers

Minimum Finance Charge0
Annual Membership Fee0
Grace Period for Repayment of the Balance for Purchases25 Days
Late Payment Fee$15.00
Over the Limit Fee$15.00

Please call eZCard at 866-604-0380.


  • Check your balance
  • View transactions
  • Set up Auto-Pay
  • Analyze your spending
  • Set up alerts

Our Classic VISA Credit Card has a limit of $5,000 and has a 13.9% interest rate. All LFCU members, even members with low credit scores, are eligible to qualify for the Classic VISA. Members with a 700+ Credit Score are eligible for the Platinum Credit Card which has a $10,000 limit and a lower interest rate at 9.99%.

You can make a payment four different ways! You can transfer funds on the LFCU Mobile App, pay via Internet Teller, click Pay My Bill on the eZCard website, or give us a call and we can process payment by phone.

Payment is due by the 16th of each month.

Yes, give us a call and we will be able to help you by phone or in person.

If you plan to use your card on vacation, please call 906-341-5866 and provide travel dates to avoid any disruptions with your card.

 Please call VISA immediately at 800-991-4961.

Your card, our pleasure

Fill out our easy online application, and we'll let you know ASAP if you're approved.

Apply Now