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    How can I improve my credit score rating to be pre-approved?

    Don’t like what you found on your Credit Report? We recommend correcting errors immediately.  If you find errors on your credit report, contact the credit bureaus directly or stop in to visit our Loan Department for a dispute form.

    Pay down any outstanding debts to 30% of your available credit limits. Continue timely payments- all late payments can damage your credit score. It’s easy to damage your credit, repairing it can take years.