How It Works
Our round up program allows you to automatically save your change from LFCU Debit Card purchases and stash it into a new Stash Savings Account, earning you 5.10% APY*! Any LFCU Debit Card purchase that isn’t a whole dollar amount automatically rounds up to the nearest dollar (ex. $5.15 becomes $6.00). Then the difference (in this case $0.85) is deposited into your Stash Savings Account at the end of each business day.
*Your Stash Account currently pays a higher rate of dividends for balances $50-$2500. See the TIS Schedule for current rates.
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Start small and watch your money grow.
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Linked to your LFCU Debit Card.
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Stash cash the easy way!
Stash Account
Rates Effective as of: 04-30-2024
| APR | APY | |
|---|---|---|
| 5.00% | 5.10% |
A.P.Y. = Annual Percentage Yield
A.P.R. = Annual Percentage Rate
Rates subject to change at any time without notice
You will be able to view your new Stash Account on your mobile app and internet teller. This is titled EARN. You can view the balance and individual transactions just like any other account you have.
No, the Stash Account is strictly used for deposits from your round up transactions, LFCURewards Redemptions, Member Loyalty Bonuses, any cash incentives offered by LFCU and dividends earned on balance.
Yes, you will earn dividends on this account. Your Stash Account currently pays a higher rate of dividends for balances $50-$2500. See the TIS Schedule for current rates.
No, currently payments are transferred to the account tied to the debit card. LFCU will not be responsible for any errors or account ownership issues with regard to round up transfers.
The automatic round up transfer will be cancelled and no fee or charges will occur.
Yes, if you don't want your transactions to be automatically rounded up and deposited into your Stash Account, simply send us a written request to cancel the program.
On the blog
Learn more about your Stash Account and how to view your round up transactions.
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*A.P.R = Annual Rate Percentage. A.P.Y. = Annual Percentage Yield. Rates are subject to change at anytime with or without notice. See the TIS Schedule within your online banking for current rates. Your Stash Account currently pays a higher rate of dividends for balances $50-$2500.
