Personalized Business Banking
Your business deserves personalized service, flexible checking options, savings solutions, the power of remote banking, and the best lending and credit services. At Limestone, we provide all this and more!
We offer tailored business accounts designed to meet the needs of local entrepreneurs, non-profits, small businesses, and organizations. Let us customize your financial solutions!
- ACH Direct – instantly pay bills.
- Check Logic – gain access to equipment for quicker check deposits.
- Payroll – pay your employees up to two days early!
- Online Account Access
If you or your business are interested in opening a Business Account, you can do so by contacting our Business Team at 906-341-5866.
Online applications are not available for business members.
Yes, we provide our Business Accounts with access to Canon Silver Bullet Check Scanners. Business Accounts can utilize this equipment at their location for a small monthly fee.
The Check Scanner Rentals are $25 per month.*
If your account falls below the minimum balance of $500, your account will be charged a $10 fee per month.*
*These amounts are subject to change. Please see the Fee Schedule for the most up to date fee amounts and schedule.
Requirements may vary depending on the type of business entity. Generally, you will need to provide identification for all account signers, your business license, tax ID number, and formation documents (e.g., Articles of Incorporation or Operating Agreement).
We offer a variety of lending options, including business loans, lines of credit, and more! All with competitive rates and flexible terms to support your business needs.
Yes. We offer Online Business Banking and the LFCU Business Mobile App for on-the-go convenience. Both allow you to manage your business accounts, transfer funds, pay bills, and more, anytime, and anywhere.
You can expect our friendly staff to conduct your business in a quick, efficient, and professional manner. We are set up to serve local entrepreneurs, non-profits, small businesses, and organizations. Unfortunately, we are not equipped to handle medium to large businesses with high transaction volumes. If you are unsure if we can service your Business Account, text us at 906-341-5866.
Yes, we provide VISA Debit and Credit Cards for business accounts, enabling you to make purchases, access ATMs/ITMs, and earn points for signature-based transactions through our Dream Points Rewards program.
Yes. We offers ACH Direct payroll processing.
Yes, we do. These accounts are structured just like our personal accounts; therefore, you’ll avoid the fees typically associated with a Business Account.
Unfortunately, no, we do not currently offer this service on Business Accounts.
We sure can, just let one of our front-line staff know when you are in need of coin and cash. If you are placing large orders, we do ask for one-week's notice.
Unfortunately, we do not. Most of our small business members are utilizing the Square or Quick Books and are able to obtain those services directly.
ACH Direct
With a Limestone Business Account, qualifying account holders gain access to ACH Direct. This service allows you or your business to instantly pay bills, invoices, or employees. ACH Direct is available exclusively to Business Account members in good standing at Limestone FCU.
LFCU Business App & Online Business Banking
Take your Business Account with you wherever you go! We offer Business Account access through our Online Business Banking and the LFCU Business Mobile App. It’s a convenient solution for managing your business accounts, transferring funds, paying bills, and more—anytime, anywhere.
Check Deposit Equipment and Services
Limestone Business Accounts gain access to Check Deposit Equipment, made possible by Check Logic. This equipment provides a faster way to deposit large amounts of checks instantly into accounts. Business Account holders can utilize this equipment at their business location for a small monthly fee.
Invest Your Profits
Watch your profits grow in a Certificate Account. Business Account holders gain access to Certificate Accounts, which help businesses or members save for big purchases at a faster rate.
Pay Your Team Up To Two Days Early
Business Account holders have the opportunity to pay their employees up to two days early at no cost. What a great employee perk!
Employee Account Opportunities
We encourage you to extend your membership to your team. Limestone offers great employee opportunities such as Certificate Accounts, VISA Debit and Credit Cards, two great rewards programs, and so much more.
