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    What documents do I need on hand to refinance my home?

    • Proof of Income – Two years of Income Tax Returns including W-2’s
    • Two most recent pay-stubs from all borrowers (must be within 30 days)
    • Two months bank statements for all liquid accounts
    • Proof of child support, alimony, or separate maintenance (paid or received)
    • Proof of paid property taxes
    • Copy of homeowners insurance policy
    • Payoff on current mortgage
    • Copy of most recent appraisal
    • Copy of Driver’s License and one other source of identification – Social Security Card, Debit or Credit Card, etc.