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    What’s the difference between the Platinum VISA and the Classic VISA?

    Our Classic VISA Credit Card has a limit of $5,000 and has a 13.9% interest rate. All LFCU members, even members with low credit scores, are eligible to qualify for the Classic VISA. Members with a 700+ Credit Score are eligible for the Platinum Credit Card which has a $10,000 limit and a lower interest rate at 9.99%.