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    What are closing costs?

    Closing costs typically include administrative fees, credit report fees, appraisal fees, title insurance, state recording fees, flood certification, tax service, etc.. Closing costs can vary per loan. At LFCU, closing costs may be included in the loan if the loan requested is a refinance and there is sufficient equity in the home to meet the Loan to Value (LTV) ratio requirements. This option is also available for Limestone, in-house/portfolio purchase transactions.