Unleash The Potential of The Visa Debit Card
Increased security, new functionality, digital capabilities, and more!
Limestone FCU is making the transition from MasterCard Debit Card to Visa Debit Card. The Visa Debit Card offers our members access to numerous advantages associated with the VISA brand. Members can expect increased security options, new functionality – Tap2Pay, Digital Wallet capabilities (Apple, Google, and Samsung wallets), Visa Auto Updater – no need to worry about updating your new Visa Debit Card on subscriptions, and more!
Check out our timeline below to make sure you’re in the know with the Visa Debit Card Transition.
- Increased Security – Real Time Fraud Monitoring
- New functionality – Tap2Pay
- Digital Wallet Capabilities – Apple, Google, and Samsung Wallets
A: We are using an account updater to assist with the transition, however this will only work with merchants who participate in this service. Some examples are Progressive, State Farm, AAA, Netflix, etc.
Talk to a team member for specific participating vendors/merchants.
A: Please shred your old debit card, these will be deactivated on January 12, 2024 (this date is subject to change).
A: Our fraud system will text and email you with any suspicious card activity. Please ensure all of your contact information is up to date with LFCU.
A: To report a lost or stolen VISA Debit Card, call 906-341-5866.
A: Your current daily dollar and transaction limits will remain the same (SIG Transactions $2,500.00 and PIN Transactions $1,020.00)
A: Yes, your new Debit Card comes with a new card number, expiration date, PIN, and security code.
A: Yes. You can keep track of your balance with our Online Banking and Mobile App. Your monthly checking account statement will detail all of your Visa Debit Card transactions, including where and when each purchase was made.
A: No worries, all returns will be posted to your account 180 days following the conversion until 05/31/2024.
A: Your new debit card comes with comparable benefits from Visa, so you’ll still enjoy all the things you count on like our LFCU Rewards U Program. Plus, you get benefits like Visa's Zero Liability Policy*, Real-Time Fraud Protection and more.
A: You can use your Visa Debit Card to make purchases online and even pay monthly bills. Use it at millions of merchant locations around the world, including:
- Shopping online & in-stores
A: Limestone FCU is using an auto updater to update account numbers with most merchants. We cannot guarantee that all merchants will accept this method however this will reduce the amount of manual entry for members. Please make sure you activate your new card by December 1, 2023 (this date is subject to change) to make sure your account is included in the auto updater.
A: No. Your rewards program, including your balance, is staying the same. You’ll continue to earn 1 pt. for every $2 spent using your debit card on all qualifying purchases.
A: Yes. You will be able to use your Visa Debit Card at the ATM. PIN activation instructions will be provided in your Visa activation welcome letter.
A: Limestone FCU is moving from MasterCard to Visa, to provide added debit card features and benefits. We hope you’ll enjoy the enhanced services of Visa.
Visa Transition Timeline – What Happens When
Limestone FCU has created a timeline for our members to keep everyone informed on our transition from MasterCard Debit Card to Visa Debit Card.
- Members receive Visa Debit Cards: on or after November 1, 2023
- Last day to activate Visa Debit Card for entry into $500 Cash Giveaway* & participation in the Visa Auto Updater: December 1, 2023*
- Last day to activate Visa Debit Card: January 12, 2024*
*After January 12, 2024, your current MasterCard Debit Card will no longer be active or serviced by Limestone FCU. Dates are subject to change.
You can activate and change your PIN by calling 866-762-0558 from your primary phone number on file with LFCU.
Why are we switching to Visa?
- Functionality: Your new Visa Debit Card features new functionality like Tap2Pay and Digital Wallet capabilities available on Apple, Google, and Samsung mobile devices (Digital Wallets will be available soon).
- Rewards: Visa offers a wide variety of rewards for card holders. Explore Visa’s rewards on Visa’s website.
- Security & Protection: Visa helps prevent, detect and resolve fraud for cardholders.
- Widely Accepted: More and more merchants and businesses now accept Visa Debit Cards for bill payment.
- Subscription Auto Updater: Limestone FCU is utilizing an auto updater to update account numbers with most merchants. See the Visa Transition Guide for more information.
Do You Have Questions About The Visa Debit Card?
Download the Visa Transition Guide to answer any question you have about The New Debit Card.
Download Visa Transition Guide
Enter for a chance to win a $500 cash prize!*
We’re giving away five (5) *$500 cash prizes! All you have to do is activate your Visa Debit Card and use it once to be entered to win. It’s that easy! See Disclosure for terms and conditions.
Q: Will my recurring payments and subscriptions transfer to my new Visa Debit Card?
A: While LFCU is using an account updater, it's not likely that all recurring transfers and subscriptions will be updated. Members should review these transactions and contact the merchant with the new Visa Debit Card number if they are concerned. Monitoring of accounts is recommended to ensure proper posting of authorized transactions.
Q: What happens if I don't activate my new Visa Debit Card by 12/01/2023?
A: Cards activated after 12/01/2023 will not be entered into our *$500 cash prize giveaway and will not be eligible for the Visa Account Updater, cardholders will need to manually update all recurring transactions and subscriptions.
January 12, 2024
Please note, all Limestone FCU members must activate their Visa Debit Card(s) by January 12, 2024. After this date, your MasterCard will no longer be active or serviced by Limestone FCU. *Members will receive their cards via U.S. mail.
To be eligible to win, you must be a member of Limestone Federal Credit Union and at least 18 years of age. This offer is only available until December 1, 2023 and Limestone FCU has the right to withdrawal it at any time. Winners have seven (7) days to claim and pick up their cash prize at one of our locations. Winners will be contacted via their contact information that we have on file after the final Visa Debit Card activation date of January 12, 2024.